How to Style Chain Necklace: Top 15 Outfit Ideas for Women

best chain necklace outfit ideas

Usually, a chain necklace comes in gold and let’s be honest, it can look quite exaggerated sometimes. However, if your goal is to be eye catching and if you put it together with the right pieces, you can definitely achieve some stylish looks that you would never imagine yourself being able to achieve. Since wearing a shiny gold chain necklace is likely out of your comfort zone, I am going to make things a little easier for you by showing you some of the best chain necklace outfit ideas I have collected. Let’s jump right in now.

Royal Blue Button Up Shirt with White Blazer & Gold Chain Necklace


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Let me start off this list with a surprise. If you workplace doesn’t have a really strict dress code, you can achieve a stunning work outfit by wearing a gold chain necklace with a royal blue shirt and a white blazer for the top. Pair them with black flowy shorts and a pair of ballet heels to add a feminine and elegant touch to the outfit.

White Button Up Linen Shirt with Ripped Boyfriend Jeans and Gold Chain Necklace

white button up linen shirt with ripped boyfriend jeans and gold chain necklace
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Now, let’s take a look at a very stylish and slightly retro street outfit. To achieve this look, you can wear a white linen boyfriend shirt. Pair it with blue seriously ripped boyfriend jeans and white sneakers. Finally, wear a gold chain necklace to spice things up a lot.

Chain Necklace with Navy T Shirt & Blue Skinny Jeans

chain necklace with navy t shirt blue skinny jeans
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This is another attempt to integrate a gold chain necklace into a work outfit. This time, the business casual outfit tilts towards the casual side. You can pair the necklace with a navy t shirt and blue skinny jeans. Pair them with black pointed toe heels to complete the outfit with an elegant touch.

White Tweed Blazer with Pink Shirt & Gold Necklace

white tweed blazer with pink shirt gold necklace
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This blazer is very rare and beautiful white tweed blazer. It makes sense to build a unique outfit around this rare item. For example, you can pair it with pale pink shirt, orange chinos and black pointed toe heels. You can even wear a gold chain necklace to make it more stylish and unique.

Wear with Gold Belt, White Sleeveless Top & Black Mini Skirt

gold belt white sleeveless top black mini skirt
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If you are comfortable with wearing gold items, that’s great as that does indeed open a lot of doors for you in terms of the way you can style. For example, here is an outfit that involves both a gold chain necklace and a gold metallic belt. Pair them with white sleeveless top, black mini skirt and black heels to achieve a stylish and classy look.

White Print Tee with Gold Chain Necklace & Black Blazer

white print tee with gold chain necklace black blazer
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Here is another gold an gold outfit that looks super chic. To form this outfit, you can wear a white print tee with a slightly oversized black blazer for the top. Pair them with a gold sequin mini skirt. Complete this shiny and beautiful outfit with black ankle strap open toe heels and a gold chain necklace.

Wear with Black Sleeveless Top & Tribal Printed Skirt

black sleeveless top and tribal printed skirt
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For a smart and stylish look, you can wear a black sleeveless top with a boho style tribal printed mini skirt. For the shoes, wear pale pink pointed toe heels to add a feminine touch to the outfit. Finally, wear a gold chain necklace and a black leather clutch bag to add a classy touch to the overall look.

White One Shoulder Tee with Leather Clutch Bag & Chain Necklace

white one shoulder tee with leather clutch bag chain necklace
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This is a great example on how to use a chain necklace to add some flavors to an average looking outfit. To achieve this street look, you can wear a white one shoulder t shirt with a pair of dark blue skinny jeans and pale pink heels. Wear a brown leather clutch bag and a subtle gold chain necklace to turn this outfit into a really stylish one.

Wear with Black Sleeveless Crop Top & Blue Denim Shorts

black sleeveless crop top and blue denim shorts
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Here is a low-key sexy outfit that is especially for those of you who have put a lot of effort into getting yourself in a great shape. To achieve this look, you can simply wear a black mock neck sleeveless crop top with blue mini denim shorts. Pair them with a gold chain necklace and white sneakers to complete the outfit with style.

White Linen Shirt with Black Flowy Shorts & Gold Necklace

white linen shirt with black flowy shorts gold necklace
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A gold chain necklace is a great piece that can spice up a black and white outfit. To form this outfit, you can wear a white button up shirt with black flowy shorts. Pair them with a gold chain necklace and a pair of black ballet heels to add an elegant touch to the outfit.

Crepe Knit Sweater with Gold Chain Necklace

crepe knit sweater with gold chain necklace
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You can also wear a gold choker chain necklace to go along with a crew neck sweater like this crepe chunky knit sweater. Pair them with blue ripped skinny jeans and a pair of pale pink pointed toe heels to complete a ladylike and eye catching look.

White Tube Pleated Maxi Dress with Nude Heeled Sandals

white tube pleated maxi dress with nude heeled sandals
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This is such a beautiful and refreshing dress. In details, it is a white pleated strapless maxi dress that comes with some nifty ruffle details. To build a refreshing outfit around the dress, wear a pair of nude heeled sandals, a camel purse and a gold chain necklace to complete the outfit.

Black Crop Top with Grey Maxi Chiffon Skirt & Chain Necklace

black crop top with grey maxi chiffon skirt and chain necklace
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To achieve a look that can make you look tall and slim, you may want to try this outfit. For the top, wear a black sleeveless crop top with a gold chain necklace. Pair them with a pair of grey maxi chiffon skirt. For the shoes, wear a pair of gold and nude platform sandals to look elegant and feminine.

Black Leather Sleeveless Crop Top with Midi Skirt

black leather sleeveless crop top with midi skirt
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Here is a beautiful prom outfit that only requires you to show a little bit of skin at your waist. To achieve this look, wear a black sleeveless crop top with black midi skirt. Complete the outfit with black ankle strap open toe heels and gold statement necklace.

Gold Chain Necklace with Blush T Shirt & Black Blazer

gold chain necklace with blush t shirt and black blazer
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To achieve a smart casual work outfit, you can wear a pale pink t shirt with a black casual blazer. Complete the outfit with black skinny jeans, black heels and a gold chain necklace. You can also wear a pink leather clutch bag to add a feminine touch to the look.

I hope you like the gold chain necklace outfit ideas that I have just shared with you. I don’t think these outfits are something that you would wear everyday. But it is certainly fun to wearing something that eye catching every now and then.