How to Wear Black Penny Loafers: Top 13 Outfit Ideas for Ladies

Today, I am going to touch on a very interesting topic of how to style the black penny loafers. By its name, you may think that they are loafers with penny heels. Indeed, it is simply another name for the heeled loafers. I have no idea why they are called the penny loafers but that does sound good and they certainly look good. With them, you can build some very stylish and smart looking outfits. To better show you how to style them, I have put together a list of some of the best black penny loafers outfit ideas for you. Let’s dive in right now.

Light Blue Chambray Shirt with Skinny Jeans & Black Penny Loafers


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Let’s begin this list of cool outfit ideas with a simple outfit that is very easy to pull off. To achieve this minimal and stylish look, you can simply wear a light blue chambray button up shirt with a pair of black skinny high rise jeans. Pair them with a pair of black penny loafers instead of just white sneakers to fill the look with more character.

Grey Ribbed Chunky Knit Sweater with Scarf & Black Penny Loafers

grey ribbed chunky knit sweater with scarf and black penny loafers
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Now, let’s look at a stylish and cozy layered outfit that can make you look poise and relaxed. For the top, you can simply wear a grey knit sweater over a grey longer t shirt and let its hem peek out. Pair them with a long knit grey scarf, a pair of dark blue cuffed skinny jeans and a a pair of black penny loafers to wrap up the look.

Black Chunky Sweater with Mom Jeans & Penny Loafers

black chunky sweater with mom jeans and penny loafers
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This is a very minimal outfit that can make you look surprisingly attractive and approachable. To achieve this look, you can simply wear a black ribbed chunky knit sweater for the top. Pair it with light blue cropped mom jeans. Pair them with black heeled loafers and a nifty grey shoulder bag to complete the outfit in a clean and simple way.

Black Felt Hat with White Blouse & High Rise Denim Mini Skirt

black felt hat with white blouse and high rise denim mini skirt
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To achieve this slightly artistic and creative look, you will need the help of a black felt hat. In detail, wear a white short sleeve lace blouse with a black high rise mini denim bodycon skirt. Pair these pieces with a black felt hat and a pair of black penny loafers to provide the artistic touch.

White Half Sleeve Relaxed Fit Blouse with Black Ripped Slim Fit Jeans & Loafers

white half sleeve relaxed fit blouse with black ripped slim fit jeans and loafers
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To form this absolutely minimal outfit that looks very relaxing and refreshing, all you have to do is to wear a a white half sleeve blouse with a pair of black slim fit ripped ankle jeans. Add a white and black leather handbag and a pair of black penny loafers into the mix to look super chic.

Dark Navy Blue Wool Longline Coat with Cuffed Black Jeans & Penny Suede Loafers

dark navy blue wool longline coat with cuffed black jeans and penny suede loafers
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To look slightly more mature and powerful, here is a dark-colored outfit that you may want to try, especially if you enjoy power dressing. For the top, you can simply wear a grey scoop neck t shirt with a dark navy blue wool coat. Pair them with a pair of cuffed black skinny jeans and black penny loafers to wrap up this stylish outfit.

Light Blue Chambray Button Up Shirt with Black Mini Denim Shorts

light blue chambray button up shirt with black mini denim shorts
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To look more youthful and approachable, instead of wearing jeans, try wear a pair of mini shorts to show your legs. In detail, to form this particular outfit, you can wear a light blue chambray button up shirt with a pair of black mini flowy denim shorts. Pair them with black penny loafers to look slightly more stylish and attractive.

White Button Up Shirt with Cuffed Slim Fit Jeans & Black Loafers

white button up shirt with cuffed slim fit jeans and black loafers
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This is as simple as you can get for a business casual smart look. The outfit consists of a very typical combination of the white button up shirt and the blue slim fit cuffed jeans. Now, what makes the outfit unique and stylish is the pair of black loafers. You can add a black leather bag into the mix to look even more professional.

White Button Up Shirt with Black Collar & Dark Cuffed Skinny Jeans

white button up shirt with black collar and dark cuffed skinny jeans
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To achieve this stylish and casual outfit that you can both wear as a street outfit or a business casual outfit, you can start with the white and black two-colored button up shirt that has the core part in white and the collar in black. Pair the shirt with a pair of dark blue cuffed skinny jeans and black penny loafers.

White Chunky Knit Sweater with Black Pencil Skirt & Penny Loafers

white chunky knit sweater with black pencil skirt and penny loafers
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This is a pretty cozy and minimal outfit that you can wear for work. For the top, wear a white crew neck chunky knit sweater. Pair it with a black knee length pencil skirt. Wear a large black soft leather handbag to look professional and smart. Finally, add a pair of black penny loafers to the outfit to look more stylish.

Black Blazer with Slim Fit Jeans & Loafers

black blazer with slim fit jeans and loafers
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To look stylish and dark, here is an all-black outfit that is fun to wear every now and then to expose the more serious side of you. For the top, you can simply wear a black t shirt with a black fitted blazer jacket. Pair them with slightly cropped black slim fit jeans and black penny loafers to wrap up the look.

White Sweater Cardigan with Blue and White Striped Mini Skater Dress

white sweater cardigan with blue and white striped mini skater dress
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This is a very refreshing sky blue and white outfit that can make you look very attractive and approachable. In detail, to achieve this beautiful layered look, you can wear a sky blue and white vertical striped gathered waist mini skater dress. Layer a white cardigan over it. Wear a pair of black penny loafers to add just a little bit of toughness to this girly outfit.

White Crew Neck Sweater with Blue Denim Shorts & Black Penny Loafers

white crew neck sweater with blue denim shorts and black penny loafers
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To look lean and refreshing, you can simply wear a white crew neck knit sweater with a pair of blue denim mini shorts. Pair them with a black small leather shoulder bag and a pair of black penny loafers to complete the outfit in a clean and stylish way.

I hope you enjoyed the black penny loafers outfit ideas that I have just shared with you. Give them a try and see if those simple yet stylish outfits suit your character.